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CRED Placement Papers 2024 - Previous Year OA Questions & Solutions

This page contains CRED placement papers from 2024 with previous year online assessment questions, solutions, and exam patterns.

SectionQuestionsTimeDifficultyFocus Areas
Coding Problems2-390 minMedium-HardArrays, trees, graphs, DP

Total: 2-3 problems, 90 minutes

Platform: HackerRank or similar
Languages Allowed: Python, Java, JavaScript
Success Rate: ~15-20% cleared OA and advanced to interviews

CRED Placement Papers 2024 - Actual Questions & Solutions

Section titled “CRED Placement Papers 2024 - Actual Questions & Solutions”
Q1: Given two strings text1 and text2, return the length of their longest common subsequence.

Example:

Input: text1 = "abcde", text2 = "ace"
Output: 3

Solution (Python):

def longestCommonSubsequence(text1, text2):
m, n = len(text1), len(text2)
dp = [[0] * (n + 1) for _ in range(m + 1)]
for i in range(1, m + 1):
for j in range(1, n + 1):
if text1[i-1] == text2[j-1]:
dp[i][j] = dp[i-1][j-1] + 1
else:
dp[i][j] = max(dp[i-1][j], dp[i][j-1])
return dp[m][n]

Time Complexity: O(m × n)
Space Complexity: O(m × n)

Key Insights from 2024 CRED Online Assessment

Section titled “Key Insights from 2024 CRED Online Assessment”
  1. Coding Section is Critical: Must solve 2-3 coding problems correctly to advance
  2. DSA Focus: Strong emphasis on arrays, strings, trees, graphs, and dynamic programming
  3. Time Management: 2-3 problems in 90 minutes requires excellent speed and accuracy
  4. Fintech Focus: Problems often relate to credit card rewards, payment systems, gamification
  5. System Design: Asked for SDE-1/2 roles, fintech system design for credit/rewards roles
  6. Success Rate: Only 15-20% cleared OA and advanced to interviews
  7. Platform: HackerRank or CRED’s internal platform
  8. Focus Areas: Arrays, trees, graphs, dynamic programming, fintech systems, gamification

Based on candidate experiences from 2024 CRED interviews:

2024 Interview Process:

  1. Online Assessment (90 minutes): 2-3 coding problems
  2. Technical Phone Screen (45-60 minutes): Coding problems, algorithm discussions, fintech concepts
  3. Onsite Interviews (4-5 rounds, 45-60 minutes each):
    • Coding rounds (2-3): Algorithms, data structures, problem-solving
    • System Design rounds: Credit card rewards systems, payment processing, gamification platforms
    • Behavioral rounds: Problem-solving approach, innovation, impact

Common 2024 Interview Topics:

  • Coding: Arrays, strings, trees, graphs, dynamic programming, fintech algorithms
  • System Design: Credit card rewards systems, payment processing, gamification platforms, fintech architecture
  • Behavioral: Problem-solving, innovation, teamwork, impact
  • CRED Technologies: Credit card rewards, payment systems, gamification, fintech platforms

2024 Interview Questions Examples:

  • Longest Common Subsequence
  • Design CRED’s rewards system (System Design)
  • Design CRED’s payment processing system (System Design)
  • Gamification algorithm problems

Success Tips:

  • Strong coding performance is essential - solve problems optimally
  • Understand credit card rewards and fintech concepts
  • Practice system design for rewards systems and payment processing
  • Prepare examples demonstrating innovation and problem-solving
  • Learn CRED’s products and fintech technologies
  • Practice explaining your thought process clearly

For detailed interview experiences, visit CRED Interview Experience page.

  1. Master Coding Fundamentals: Focus on solving 2-3 coding problems correctly - arrays, trees, graphs, DP
  2. Fintech Knowledge: Strong understanding of credit card rewards, payment processing, gamification
  3. Practice Previous Year Papers: Solve CRED OA papers from 2020-2024 to understand patterns
  4. Time Management: Practice completing 2-3 coding problems in 90 minutes
  5. LeetCode Practice: Solve 200+ LeetCode problems focusing on arrays, strings, trees, graphs (medium-hard difficulty)
  6. Fintech Focus: Practice problems related to credit card rewards, payment systems, gamification
  7. System Design Mastery: Learn rewards system design, payment processing, gamification platforms
  8. CRED Technologies: Learn credit card rewards, payment systems, gamification, fintech platforms
  9. Behavioral Preparation: Prepare examples using STAR format - innovation, problem-solving, impact
  10. Mock Tests: Take timed practice tests to improve speed and accuracy

CRED Interview Experience

Real interview experiences from successful candidates

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CRED Main Page

Complete CRED placement guide with eligibility, process, and salary

View Main Page →


Practice 2024 papers to understand CRED OA pattern and prepare effectively!